While trying to ponder the intricacies of scoring in Olympic curling this past weekend, I thought it might be easier to tackle a less complex subject that concerns auto glass—why insurers consider rust a “natural phenomenon” and refuse to pay for its repair when corrosion is encountered at the time of replacement.
Is metal oxidation on vehicles a “natural” occurrence if you appear to be liable to pay for its restoration? That is like asking, “Do the Waltons take too long to say goodnight?” The correct answer is: It depends on who may be liable.
Metals rust. That is a scientific fact yet, due to technological advances in metallurgy along with auto design, production and coatings, many vehicles these days have the tools necessary to resist oxidation unless something takes place to damage its surface or structure. That “something” all too often sadly can be traced to a previous glass replacement. Adding insult to injury, the shop that most likely caused the rust once was recommended or had been directed by the insurer in the first place.
How common is finding rust on a car these days? With high-strength steels and e-coatings, the chances have dimmed considerably from 40 years ago. Let me relate how things have changed over the years.
I grew up in western New York and remember one of my father’s November duties was to coat the family Ford in cosmoline to protect the car from the capricious effects of winter road salt on the metal. Usually it was to no avail. My folks, at one time, sold a 7-year-old old Fairlane to my neighbor’s teenager for $25 due to its rusted state. The car lasted for less than a year as the motor was found lying beneath the car in the high school parking lot.
So what causes rust when it involves auto glass replacement? Why is it so prevalent? Has corrosion become the “dirty little secret” of our industry? The next most common query is: Why can’t we get paid to repair someone else’s negligence?
I wonder what effect the increase of mobile installation in the past 15 years has had with the prevalence of rust in glass replacement. In many parts of the United States, there are far too many days when ideal installation conditions just do not exist. Do cold- or wet-weather installs increase the chances for rust? It would seem likely that some technicians would take shortcuts or eliminate time consuming prep steps while working under harsh weather or scheduling demands. Then again, in my part of California (where it allegedly never rains but does), there appears more the attitude of “What, me worry?” or “Que sera, sera!” when it comes to applying such a substance.
Surface damage first starts with glass removal and how many techs out there take that concept into consideration when their time and efforts are at stake? There are some very obvious cases when none is ever taken. I’ll concede there are some technicians who wield their air or electric removal tools with the deft skill of a surgeon, making little or no contact with sheet metal. However, there appears to me thousands more installers (removers might be a better term) that should be working as “Axe Men” in the lumber industry.
Once the glass is out, how much care is taken to remove the old urethane? By the looks of many replacements and the rust that has sprouted up, one could possibly surmise that far too many installers find the utility knife as the blade of blame (oops, I mean choice). It could be worse, however; I’ve seen wood chisels be used in urethane removal. I also realize that scraper options also exist for power tools. I can’t say I’ve ever used one, but I bet the Humane Society for Auto Glass Installation could find a reason to protest its use by many a technician.
After all materials are removed, it all has to do with surface prep and repair. It becomes a simple matter to clean, prep and prime the pinchweld in order to seal it against corrosion and provide the best possible surface for proper adhesion. Priming is a simple task, yet it is the most basic procedure that is all too often ignored or compressed that opens the door to rust. Is using a pinchweld primer a guarantee against the formation of rust? I’ve been told the answer is no, but ignore the application of a metal primer and you virtually guarantee that rust will result.
Writing about primer, I am coming to the conclusion that there are far too many “installers” who believe that applying such a substance must show a failure in their manhood. There should be some industry-wide educational effort to convince technicians that pinchweld primer is not Agent Orange and needs to be used in the course of many installations.
I’ve had contact with techs from Alaska, south to Texas and east to New York and the one of the most frustrating topics universally is post-install rust. Everyone finds it and first communication of that discovery to the vehicle’s owner has hazards and complications all of its own. Fixing rust has issues and getting paid for your labors and materials can be another.
The point is that rust is not “normal” nor should it be considered “normal wear and tear.” It may only be normal if the glass has been torn out beforehand. Once confronted with such metallic cancer, your options are limited while your liability expands. The discovery of corrosion usually occurs well into your own install, making repair almost obligatory. Sadly there are too many cases where the rust is so far advanced that replacement operations are halted while body repair measures are implemented.
Who should pay for this extra negligence-induced expense? From my viewpoint, financial responsibility should revert back to the last shop that worked on the customer’s vehicle. Whether the insured or directing insurer decides to sue, it personally makes no difference to me. These kinds of situations validate in a grand manner the necessity for tracing all installs back to the responsible shop, a concept that will be met with complete antipathy by far too many glass concerns. Sunshine is the best disinfectant and if a shop or a technician understands that by taking shortcuts that they may very well end up paying a far higher price in repairing the after effects of their actions, we may eventually see a reduction in the damage caused by these irresponsible actions.
What are my chances of seeing that sort of logical and consumer-oriented legislation being enacted? I have a better chance of understanding and speaking the language of curling—meaning that I may possess the hammer and hope not to burn a stone while it goes hog to hog, spoiling my chances for a snowman.
